Life Insurance: Life insurance is an effective way to help protect your family's lifestyle and future. Plus the cash value in a whole life insurance policy can be accessed via policy loans and partial surrenders can be used to help you supplement your retirement income. This cash value can also be accessed and used for other major life events and can play an important part in estate, business succession, or charitable giving plans.*
Long-Term Care Insurance: Going through life may require a little help along the way. So if you're planning ahead, long-term care insurance may help protect you or a family member's future plans and help preserve the assets you've worked so hard to build.
Retirement Income: Preparing for retirement is easier with the help of our guaranteed^ lifetime income annuity products. You can select an immediate annuity1 that pays income right away, or a tax-deferred fixed annuity1 that allows you to set aside money until you need it. Either way, you will be assured a steady, dependable source of income for life.
Investments: We offer products and services to help you develop a sound, long-term investment strategy. You can choose from over 2,500 mutual funds, including self-directed, tax-deferred Individual Retirement Accounts (IRAs). We also offer products to fund plans for companies of all sizes, ranging from SIMPLE IRAs to full-service defined contribution and defined benefit plans.
Other Products: We have established relationships with several carriers, and can supply you with information on disability income insurance as well as individual and group insurance products.2 If we don't offer it, chances are we can assist you with someone that can.
To learn more about our products and services, please feel free to give us a call or request a free consultation. We will be happy to answer all your questions.
*Policy loans will accrue interest daily. Any outstanding loans plus interest will reduce the available cash surrender value and death benefit of the policy. Any loan interest that you do not pay will be added to the policy's outstanidng loan principal and will also accue interest daily.
^Guarantees are backed by the claims-paying ability of the issuer.
#Securities products and services are offered through NYLIFE Securities LLC (Member FINRA/SIPC), a Licensed Insurance Agency and a New York Life company.
1Early withdrawals may incur charges. In addition to paying income taxes that may be due, distributions from annuities before age 591/2 may also be subject to a 10% federal tax penalty.
2Products available through one or more carriers not affiliated with New York Life, dependent on carrier authorization and product availability in your state or locality.
