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Kelly A. Decker is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state of Virgina, Minnesota, Florida, North Carolina, South Carolina, Pennsylvania, Conneticut, West Virginia and Kansas. No insurance business may be conducted outside these states referenced.

Stacey C. MacAulay is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state of Virgina and Minnesota. No insurance business may be conducted outside these states referenced.

Kelly A. Decker is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency and a New York Life company. In this regard, this communication is strictly intended for individuals residing in the states of Virginia, Minnesota, Florida, North Carolina, South Carolina, Pennsylvania, Connecticut, West Virginia and Kansas.. No offers may be made or accepted from any resident outside the specific states referenced.

4Financial Solutions, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.